Scams are an old story re-written that every day. Some scams have been around for at least a century, as the Spanish prisoner scam, which has developed in the Nigerian letter scam today. Many recent scams to exploit the latest technological advances, it is always easier to part fools from their money. And not only fool-esteem, even intelligent people fall victim to penetrate many tricks that our everyday lives. Scam artists, the rare criminal rightly called"Artist", often have a knowledge of psychology, Sigmund Freud would be proud to do. These criminals know exactly which buttons to press to our fears, friendships, charitable instincts, compassion, optimism, greed appeal, and the desire for quick and easy solutions to the problems of life.
Almost everything we do is a scam to be adjusted. Fertile ground for fraudsters includes phony lotteries, charities, telephone, health (especially weight-loss programs), Travel, and Government AgenciesPrograms, scholarships and employment opportunities, dating services, and of course investment. And then there's the mother lode of the restriction on today: identity theft. Identity theft has become a global epidemic of various scams that have the potential to empty your bank accounts, ruin your credit, or even send someone to prison for a crime committed using your name. No matter how careful you think you are, you can become a victim of identity theft if personal information is accessedfrom sources that have legitimately, this information but not to protect the security of critical data. Steven Spielberg, Martha Stewart, Oprah Winfrey, Ross Perot, and even Warren Buffet were all targeted in this way.
Scams are always in season
During the holidays, when a man is in a charitable mood, it's never a shortage of legitimate-looking fake charities that are more than eager to take your money. You owe it to yourself to take the necessary measures tonecessary to confirm that any love thou art taking into account not only legitimate. In addition, you should just learn how much of your message that is actually be used for charitable purposes and how much goes to administrative purposes. (The percentages in proportion even some legitimate charitable organizations, you can amaze.)
During tax season, it's not just the IRS that your money is looking, but also fraud. Fake messages and fraudulent tax schemes can lead not only make you lose money, but alsoSubject you to possible criminal penalties.
There was a lot of the problems in the subprime market and wrote a rising rate of mortgage foreclosures. But where others see problems, see fraudsters chance. Whatever the problem, issues of health, relationships, financial difficulties, a cheat, it is with an offer to "help", which ultimately just makes things worse. In a special foreclosure fraud, said con artists put homeowners in question that they avoid foreclosure byTransfer of an interest in their home to a third party. The third-party con artist walks away with the money and the foreclosure is not affected. Cheats hunt us when we are at our weakest and most vulnerable.
Deceiver their homework
Scammers are at telling us what we want to hear adept. For example, the fraudster can say that his program is a legitimate business proposition where you are actually sold some cheap items is shown as part of the program. This factorhe says, is what distinguishes his program from an illegal chain letter. Some suppliers of these scams even indicate, particularly in its written materials that the U.S. Postal Service approved for their particular program. The truth is that the U.S. Postal Service never supports or endorses a particular business program.
Perhaps you are responding to an advert for a personal shopper or market research to do. You even get a "Certified check" to pay you for your efforts.Ensure that the check needs to be justified! But for the written examination is more than the amount you owe, so that you are required to send your own check back to the company "refund the difference." The only problem is that the certified check the cheats that will send you is genuine. Unfortunately, the control that you do not send.
Everyone loves to be a winner, and the scammers know this as well as anyone. Lottery scams come in many variations. Some require you to send "processing fees"while you wait to check the price that never comes. Other phony lotteries have you on the company sponsoring the lottery, they pay the income taxes that you owe on your price. The problem is that legitimate lotteries never ask for tax money. Either you pay the taxes due to your winnings directly to the IRS or the tax should be deducted from the price before you receive it, in which case you will receive a Form 1099 from the sponsor of the lottery you informed of the amount alreadyDeduction from the price of taxes.
Whatever you do, with the participation of the Confederation of Social Security, Medicare, veterans benefits to the IRS, it's just more fodder for fraudsters. Get the confusion, many people suffer with the rules of these programs, and apply these rules to lure you into sending money to fraudsters who see themselves as representatives of the government.
Fraudsters May Be Closer Than You Think
Scams can be high-tech, low tech, toono-tech. They can take place, or by sophisticated computer programs just by clicking through your trash. Scams are perpetrated by people in organized crime is continents away from you, or your neighbors on the street. In fact, many victims are deceived by fraud with members of your family.
Surprisingly rich and financially people are in reality rather than the average people who suckered by an investment scam is. A little knowledge is a dangerousThing. A fraudster may take a clever person interested in a high return on investment, manufacture, together with their basic knowledge of bonds and what appears to be, can make a credible story about "secret prime bank investment", the large gains in a short time . The only problem is that these first-class investment bank does not exist and never has been, no matter how legitimate they may seem.
Perhaps you are an investment option that almost sounds skepticaltoo good to be true. Their fears may be allayed if you learn that many people from your own social environment, or even your church or synagogue have with the person who invests this investment opportunity and all of them have received the promised substantial profits. This person does not like you. He may have the same racial, ethnic or religious background. He would not cheat you. He has not betrayed your friends and family. What could be better? Those are probably the same ideaIt went through the minds of millions of victims of a common scam named after one of the earliest advocates, Charles Ponzi. Ponzi paid off early "investors" with money, which he later "investors" with this as seed money to attract more people into the trap.
Scams can even use your concern about being cheated. You will receive via e-mail that are from your bank, credit card companies and online auction service, indicating that fraudulent activity has been detected and displayedon your account and you must directly affect the company or your account will be closed. Unfortunately, the hyperlink in the e-mail note to a fake Web site, the information that you that you are a victim of identity theft used. Perhaps you are too wise to make personal information when they headed the wrong website offer. Nevertheless, it may be too late. But by making the link in the e-mail notification, you may unwittingly invited into your computer a TrojanHorse malicious software program that secretly collects all personal information on your computer and sends it back to the identity thief.
Fortunately, there are indications of this type of fraud. For example, if you send an e-mail from PayPal that you with a greeting of "Dear PayPal User" or "Dear PayPal member, you can be sure that there is no real e-mail from PayPal addresses . PayPal will always address you specifically about your first and last name.
Scams will alwaysAround
The key to preventing fraud is knowledge. They must learn how to recognize the telltale signs of fraud. You must learn to recognize the patterns of one fraud. They must learn to think like a fraudster.
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